H M B Development

H M B Development delivers Dubai mid-market residential properties through the founder discipline, personal accountability, and quality commitment that only a founder-led developer can bring — where the initials behind the name carry personal responsibility for every unit built, every specification delivered, and every investor outcome achieved.

TL;DR Snapshot

| Attribute | Detail | |---|---| | Developer | H M B Development | | Structure | Founder-led boutique Dubai residential developer | | Philosophy | Personal accountability — founder's reputation behind every project | | Market Focus | Dubai mid-market residential — quality specification, reliable delivery | | Development Style | Focused, high-oversight — founder involvement at every project stage | | Target Buyer | Quality-conscious investors; value-motivated owner-occupiers | | Gross Yield Range | 7.5–9.5% | | Differentiator | Founder accountability + quality specification = trust-backed investment |

The Founder-Led Advantage

In Dubai's real estate development landscape, many of the most reliable quality deliverers are founder-led organisations — companies where the founder's name, reputation, and personal capital are directly at stake in every project. H M B Development operates from this accountability structure: the initials represent a person, and that person's reputation is the guarantee behind every specification commitment made and every delivery promise offered.

Founder-led development creates a fundamentally different incentive structure from institutional or corporate development:

• A founder who over-promises and under-delivers suffers personal reputational damage that cannot be managed through a marketing budget
• A founder whose personal capital is invested in every project has aligned incentive with investors — both win or both lose
• A founder who builds personal relationships with buyers creates accountability that persists beyond the transaction

This accountability structure is commercially valuable: H M B's buyer community builds through referral and repeat transaction, which only works when quality delivery consistently earns recommendation. The developer's track record is its most valuable commercial asset — and it is protected accordingly.

Development Philosophy: Quality as Personal Commitment

H M B Development approaches each project with the thoroughness that personal responsibility demands:

Site Selection: Every H M B site is selected through direct founder involvement — visiting competing developments in the zone, speaking with local agents about tenant demand, and verifying rental data before committing. No sites are purchased on delegate recommendation alone.

Design Development: Floor plans are reviewed against real liveability criteria — not just regulatory compliance. Is this bedroom proportioned for a real king bed? Does this kitchen have enough worktop space for genuine cooking? Is this balcony deep enough for actual outdoor dining? Is this living room wide enough for a family to watch a screen together?

Construction Management: H M B maintains direct oversight of construction quality — site visits, specification verification, and contractor management at the level of personal inspection rather than delegated reporting.

Handover Standard: Units are not released until they meet H M B's specification standard — not a contractual minimum, but the standard the founder would accept for personal occupation.

Specification: The Owner Standard

H M B specifies its properties to a standard it characterises as "the owner standard" — the quality level at which a discerning owner would accept the property for personal occupation:

| Element | H M B Owner Standard | |---|---| | Living Flooring | Italian porcelain large-format — 80×80cm; precisely installed; natural stone tones | | Bedroom Flooring | Engineered timber or premium tile in warm tones | | Kitchen | European cabinetry; stone or stone-effect worktop; quality integrated appliances | | Appliances | Bosch or equivalent integrated set — full suite | | Master Bathroom | Rain shower; full tile to ceiling; quality tapware; frameless glass | | Guest Bathrooms | Full tile; quality tapware; frameless glass | | Wardrobes | Full-height fitted built-in; organised interior | | Ceiling Height | 3.0m in living areas | | Balcony | 2.5–3.0m depth; quality tile; frameless glass; planting provisions | | Acoustic | Premium inter-floor insulation | | Smart Home | Lighting and climate app control |

Amenity: Focused on Daily Quality

H M B invests in amenity that residents will actually use, maintained to the standard that the owner standard demands:

| Amenity | H M B Specification | |---|---| | Pool | Main pool 20m+; quality finish; comfortable pool deck | | Gym | Well-equipped fitness centre with cardio and strength zones | | Rooftop Terrace | Landscaped outdoor social space with BBQ and seating | | Sauna/Steam | Wellness suite — sauna, steam, cold shower | | Co-Working | Quiet professional workspace with fast connectivity | | Children's Play | Safe, well-maintained indoor and outdoor play zone | | Lobby | Quality arrival experience; 24-hour security | | Maintenance | Proactive building maintenance programme — owner-standard upkeep |

Investment Returns

The Founder-Led Investment Advantage: Founder-led quality creates consistent investment performance:

| Factor | H M B Advantage | |---|---| | Specification reliability | Owner's reputation = contractual delivery confidence | | Post-handover care | Founder cares about building condition long-term | | Community quality | Buildings maintained as if founder-owned — because they effectively are | | Buyer referral | Quality delivery generates recommendation-driven secondary sales | | Rental performance | Quality-maintained buildings attract and retain quality tenants |

Yield Analysis (Dubai mid-market zones, 2024):

| Format | Price Range | Annual Rent | Gross Yield | |---|---|---|---| | Studio (380–510 sqft) | AED 455K–625K | AED 41K–57K | 8.7–9.1% | | 1BR (680–880 sqft) | AED 725K–985K | AED 62K–85K | 8.5–8.7% | | 2BR (990–1,280 sqft) | AED 1.15M–1.6M | AED 99K–136K | 8.3–8.5% | | 3BR (1,400–1,800 sqft) | AED 1.8M–2.5M | AED 150K–200K | 8.0–8.3% |

5-Year Return Illustration (2BR, AED 1,350,000):

• Annual rental income: AED 112,000 (gross, 8.3%)
• 5-year cumulative rental: ~AED 602,000
• Capital appreciation at 7% p.a.: AED 1,350,000 → AED 1,894,000
• 5-year total return: ~AED 1,146,000 (~85% of purchase price, unlevered)

These figures are illustrative and depend on actual market conditions, occupancy, and financing.

Connectivity

| Destination | Drive Time (JVC representative) | |---|---| | Dubai Marina / JBR | 12–15 min | | Mall of the Emirates | 10–12 min | | Downtown Dubai | 18–22 min | | Business Bay / DIFC | 18–24 min | | Dubai Hills Mall | 8–10 min | | Dubai International Airport | 28–32 min | | Al Maktoum Airport (DWC) | 25–30 min | | Expo City Dubai | 18–22 min |

Regulatory Compliance

All H M B Development projects operate under full RERA compliance:

• Project-specific escrow accounts at RERA-approved UAE banks
• DLD project registration prior to sales launch
• Construction milestone-linked fund release
• Off-plan SPA compliant with UAE real estate law
• RERA registration numbers provided — verifiable through DLD portal

International buyers: H M B projects in Dubai freehold zones are open to all nationalities. UAE investor visa from AED 750,000.

Sustainability

H M B applies quality thinking to environmental performance:

• Energy-efficient building envelope: thermal insulation above minimum standard
• Inverter HVAC with individual unit monitoring
• LED throughout with occupancy sensors
• Low-flow water fixtures — 30% consumption reduction
• EV charging at all parking spaces
• Solar-ready rooftop infrastructure

FAQ: H M B Development

Q: What does "founder-led" mean practically for an off-plan buyer? A: It means you can have a direct conversation with the person whose name is behind the development if there is a specification concern or delivery question. It means the development team has clear accountability lines that cannot be diffused through corporate hierarchy. It means the person managing quality control has personal pride invested in the outcome. In a market where many developers are corporate structures, this personal accountability is a genuine differentiator.

Q: How does H M B's owner standard work in practice? A: Before keys are released at handover, the completed unit is inspected against the specification document by H M B's own team with the question: "Would the founder accept this for personal occupation?" Defects identified at this stage are remediated before handover. This is a higher standard than contractual minimum inspection, and it reflects the founder's personal quality commitment.

Q: Are international buyers welcome? A: Yes. H M B projects in Dubai freehold zones are open to all nationalities. UAE investor visa from AED 750,000.

Q: What payment plans are offered? A: Standard off-plan: 20–30% booking, milestone payments through construction, 30–40% at handover. Post-handover plans on selected projects. Full RERA escrow compliance.